passionate about protection

Protection

our friendly team are here to help

Insurance: We appreciate it can be a conversation you don’t want to have, but it’s important you do.

Life Insurance

Life insurance enables you to leave your family a lump sum if you were to die.

There could be a financial hole left, if you were no longer around, so this insurance helps support your family financially if you were unable to do so.

Critical Illness Cover

Critical Illness cover can provide you with a cash sum if you were diagnosed with a listed illness.

This can help relieve some financial strain if you were unable to work during this time.

Income Protection

Income protection could pay you a monthly income if you were unable to work due to specified illness or injuries.

Family Income Benefit

This is a special type of life insurance.

Instead of your family receiving a lump sum if you were to die, they would receive a regular income for a set period.

Whole Of Life

Whole of life insurance means that your family will receive a cash sum no matter when you die.

Whereas life insurance will only pay a cash sum to your family if you die withing the specified time period set in your life insurance policy.

All insurance and protection policies will only be valid if premiums are made in full and on time

protecting your family

It’s not for you, it’s for them.

Insurance and protection are there to ensure that your family have some support if you were no longer able to provide for them.

We can talk you through all of your options and reduce the risk of financial worry if the worst was to happen to you.

Book a confidential call with one of our friendly team today

Book Now

Frequently Asked Questions

can I get protection if I've been declined elsewhere?

We have acces to specialist insurers that may be able to still provide you with a policy.

Which insurers do you deal with?

We have access to a wide variety of insurers, some that are exclusive to us which means you may not be able to get these products elsewhere.

How much does insurance cost?

We will help you to find a policy that suits your needs and your budget, there are plenty of options when it comes to insuring and protecting yourself.

When is the perfect time to get life insurance?

There’s no time like the present. Even if you don’t have a mortgage you can still speak to us about your insurance and protection needs.

Testimonials

I can’t say enough good things about my experience with MCM Advice. From the very first call, the process was smooth, transparent, and stress free. Liam and the team took the time to understand my needs and explained all my options in detail and in ways that were very understandable.

C. Joyce, Google Review, November 2025

I’d went to Liam at MCM having been recommended by multiple people as I’m a first time buyer and didn’t have a clue what I was doing or where to even start. Within a couple of days I had my mortgage in principle. Fast forward a month later and I’ve been fully approved on a mortgage for my first home with the help of both Liam & Kelly in the office.

D. Shadforth, Google Review, December 2024

speak to your mortgage experts

Request an Appointment

Call us on 01207 294119

MCM Advice Ltd is an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

MCM Advice Ltd. Director: Liam McMahon. Registered Address: 5 Royal Road, Stanley, Co Durham, DH9 8AL. Tel No. 01207 294119. Company Number 11257986 Registered in England & Wales.

We will charge a broker fee of between £0 and £995 payable on application. The amount we will charge is dependent on the amount of research and administration required.